ArcaMax

Retirement is a dream for many — a time to relax, travel and pursue hobbies. But the reality can be quite different if you’re not financially prepared. That’s why the fear of outliving your savings is a major concern among retirees.

However, with proper planning and discipline, you can make your golden years more comfortable and less ...Read more

In St. Louis, a team of students aboard a well-equipped van visits senior centers, a nursing home, a church, and other sites, learning to conduct comprehensive, hourlong geriatric assessments.

The team — future doctors, social workers, psychologists, and therapists — looks for such common problems as frailty, muscle weakness, and cognitive ...Read more

Toni:

Currently, I am on a stand-alone Part D plan with a Medicare Supplement because of my serious health issues. Last week, I received information about the changes to the 2026 Medicare Part D plan I am currently enrolled in, and the premium is increasing by $50 per month, from $44.80 to $94.80 beginning January 1. The Part D ...Read more

Dear Toni,

My Medicare starts November 1, and I received my first bill, due on October 25, about a week ago. This bill is for three months, from November 1 to January 31, and it’s over $550. I currently have more than $12,000 on my Health Savings Account (HSA) debit card through my past employer, ...Read more

Toni,

My sister suggested that I send you an email because I’m confused on what to do with enrolling in Medicare since I turn 65 on Jan. 5, 2026. Please help me, Toni, because I’m overwhelmed by the marketing material received for Medicare’s Open Enrollment Period. What do I do?

I’m not sure when is the right time to ...Read more

Dear Toni:

I turned 65 in February and did not enroll in a Medicare Prescription Drug plan. I have been told that I must wait until October for Medicare’s enrollment time. I need help now because I have been prescribed an expensive brand-name prescription. I thought I could enroll at any time of the year, but the application for Part D was ...Read more

Hello Toni:

When I turned 65 in May 2024, I continued to work full-time with a health savings account (HSA) as my employer benefits and use GoodRX to cover prescriptions. My employer’s human resources manager advised me to enroll in Medicare Part A when I turned 65, which was not ...Read more